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The Beauty & Cosmetic Insurance Program
 With over 2,000 clients nationwide in the beauty/cosmetic industry Stratus has set themselves apart as the insurance leader. Our policies are tailored to address the liability exposures many policies overlook or exclude. Stratus has a focus on offering all of their clients, no matter the size of operations, the most comprehensive and affordable coverage available. In addition to manifacturers, distributors and importers of cosmetics and skincare products, we are able to accommodate any size company specializing in baby skincare products, jewelry, variety of apparel and accessories, animal skincare products, beauty equipment and more! Below are the program highlights as well as list of target products. Online Application is available to be sent directly to the underwriter!
For Handmade Beauty Products Liability Insurance, please click here.
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Program Highlights:
- Minimum Premiums as Low as $500.00
- $1Mil Occurence/$2Mil Product Liability/$2Mil Aggregate Limits
- 24-48 Hour Quote Turnaround
- Additional Insured Vendors Endorsements Included
- Inland Marine Coverage Available
- Hired/Non Owned Auto Endorsement Available
- Employee Benefits Liability Available
- Tradeshow Coverage Available
- Low Deductible Options
- Worldwide Coverage Available
- Limits up to $50,000,000
- Product Withdrawal Coverage Available
- Pollution Legal Liability Coverage Available
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Target Products:
- Cosmetics
- Skin Care Products
- Hair Care Products
- Toiletries
- Jewelry
- Candles
- Essential Oils
- Perfume & Body Fragrances
- Topical Ointments
- Pre-Made Bases and Materials
- Beauty Accessories
- Spa Supplies
- Topical Products for Animals (shampoos, ointments etc)
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Application in .pdf
Online Application
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